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Retirement Planning Calculator

ABOUT THIS DOCUMENT

The Retirement Planning Calculator is an easy-to-use and accurate projector of future value for an individual's various retirement accounts. Individuals should enter current retirement account values and the calculator will determine the conservative, moderate, and aggressive values of the individual's retirement investments based on the desired retirement age. The user should enter values for current age, retirement age, current annual salary, salary growth rate, and retirement account contributions. The user can also adjust the values for conservative, moderate, or aggressive growth rates.

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Format: Excel Spreadsheet

Text Version

RETIREMENT PLANNING CALCULATOR





Input Enter Value

Current Age 44

Retirement Age 65

Current Annual Salary $ 44,000

Salary Growth Rate 3%

401(k) Contribution -YOU 10%

401(k) Contribution - EMPLOYER 5%

Avg. Growth Rate - CONSERVATIVE 5%

Avg. Growth Rate - MODERATE 10%

Avg. Growth Rate - AGGRESSIVE 12%









Estimated Value at Retirement

ENTER CURRENT

CONSERVATIVE MODERATE AGGRESSIVE

Retirement Account VALUE

401(k) Account $ 18,000 $ 69,086 $ 183,511 $ 267,914



Pension Benefits $ 25,000 $ 69,649 $ 185,006 $ 270,096



403(b) Account $ 3,000 $ 8,358 $ 22,201 $ 32,412



IRA Account $ 2,500 $ 6,965 $ 18,501 $ 27,010



Annuities $ 14,000 $ 39,003 $ 103,603 $ 151,254



Other $ - $ - $ - $ -



Other $ - $ - $ - $ -



Other $ - $ - $ - $ -



Other $ - $ - $ - $ -



Other $ - $ - $ - $ -



Other $ - $ - $ - $ -

Total $ 62,500 $ 193,062 $ 512,823 $ 748,685









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