This spreadsheet allows an individual to calculate the Net Present Value (NPV) of any payment structure. The NPV calculator is simple and easy to use. The user should enter the annual interest rate, the number of payment installments, the payment amount, and payment period. The spreadsheet will then automatically calculate the NPV. NPV calculates the present value of future cash flows, so if a NPV is negative, then future cash flows will be negative as well.
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