Deciding to file for bankruptcy is a one of the most important financial decisions you can make. The purpose of this guide is to walk the user step by step through the process and shed light on what can be a very confusing and complex process. While a lawyer is not necessary to file bankruptcy, it can be a challenge for the layperson. This guide was created to inform the user, but is not meant to provide legal advice. This guide will address many of the frequently asked questions that arise in a chapter 12 filing, as well as discuss the rules, filing fees, and timelines required. Lastly, it will outline a step by step course of action preparing your own Chapter 12 filing.
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