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Power of Attorney - Effective Upon Disability

ABOUT THIS DOCUMENT

This Power of Attorney is intended to be used by an individual to appoint an agent to make decisions for him or her regarding property, financial, banking, management, business and other related matters. This power of attorney becomes effective only upon the principal's disability, incompetency or incapacity. However, this document does not include powers relating to medical and health care services. It contains broad powers which the individual can choose from so as to suit his or her specific requirements. This should be used by an individual that wishes to appoint an agent to act on his or her behalf only upon the individual's disability or incapacity.

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Text Version

This Power of Attorney is intended to be used by an individual to appoint an agent to

make decisions for him or her regarding property, financial, banking, management,

business and other related matters. This power of attorney becomes effective only

upon the principal's disability, incompetency or incapacity. However, this document

does not include powers relating to medical and health care services. It contains broad

powers which the individual can choose from so as to suit his or her specific

requirements. This should be used by an individual that wishes to appoint an agent to

act on his or her behalf only upon the individual's disability or incapacity.

POLYGRAPH POWER OF ATTORNEY



(Effective upon Disability)



KNOW ALL MEN BY THESE PRESENTS that I ________________________________

[Instruction: Insert the name of principal] residing at ___________________ [Instruction:

Insert the address of principal], (hereinafter referred to as the “Principal”) do hereby make,

constitute and appoint ________________________________ [Instruction: Insert the name of

agent] residing at _______________________________ [Instruction: Insert the address of

agent] (hereinafter termed as the “Agent”) as my true and lawful attorney for me and in my

name, place, and stead and on my behalf, generally to act as my Agent with respect to the

following initialed subjects, if in case I am considered/declared disabled or incapacitated

pursuant to a physician’s certificate in writing that, based on the physician’s medical

examination of me, I am mentally incapable of managing my financial affairs.



[Instruction: To grant all of the following powers, initial the line in front of (16) and ignore

the lines in front of the other powers.]



[Instruction: To grant one or more, but fewer than all, of the following powers, initial the

line in front of each power which you wish to grant.]



[Instruction: To withhold a power, do not initial the line in front of it and, for clarity, cross

it out.]



INITIAL.



1. _________ Transactions of Real Property. To lease, sell, mortgage, purchase, exchange,

and acquire, and to agree, bargain, and contract for the lease, sale, purchase, exchange, and

acquisition of, and to accept, take, receive, and possess any interest in real property

whatsoever, on such terms and conditions, and under such covenants, as my Agent shall

deem proper; and to maintain, repair, tear down, alter, rebuild, improve, manage, insure,

move, rent, lease, sell, convey, subject to liens, mortgages, and security deeds, and in any

way or manner deal with all or any part of any interest in real property whatsoever, including

specifically, but without limitation, real property, under such terms and conditions, and under

such covenants, as my Agent shall deem proper and may for all deferred payments accept or





© Copyright 2012 Docstoc Inc. 2

purchase money notes payable to me and secured by mortgages or deeds to secure debt, and

may from time to time collect and cancel any of said notes, mortgages, security interests, or

deeds to secure debt.

2. _________ Transactions of Tangible Personal Property. To lease, sell, mortgage,

purchase, exchange, and acquire, and to agree, bargain, and contract for the lease, sale,

purchase, exchange, and acquisition of, and to accept, take, receive, and possess any personal

property whatsoever, tangible or intangible, or interest thereto, on such terms and conditions,

and under such covenants, as my Agent shall deem proper; and to maintain, repair, improve,

manage, insure, rent, lease, sell, convey, subject to liens or mortgages, or to take any other

security interests in said property, or otherwise hypothecate (pledge), and in any way or

manner deal with all or any part of any real or personal property whatsoever, tangible or

intangible, or any interest therein, that I own at the time of execution or may thereafter

acquire, under such terms and conditions, and under such covenants, as my Agent shall deem

proper.

3. _________ Commodity and Option Transactions. To buy, sell, exchange, assign, convey,

settle and exercise commodities futures contracts and call and put options on stocks and stock

indices traded on a regulated options exchange and collect and receipt for all proceeds of any

such transactions; establish or continue option accounts for the principal with any securities

or futures broker; and, in general, exercise all powers with respect to commodities and

options which the principal could if present and under no disability.

4. _________ Bond and Stock Transactions. To purchase, sell, exchange, surrender, assign,

redeem, vote at any meeting, or otherwise transfer any and all shares of stock, bonds, or other

securities in any business, association, corporation, partnership, or other legal entity, whether

private or public, now or hereafter belonging to me.

5. _________ Banking, Investing and other Financial Institution Transactions. To make,

receive, sign, endorse, execute, acknowledge, deliver, and possess checks, drafts, bills of

exchange, letters of credit, notes, stock certificates, withdrawal receipts, and deposit

instruments relating to accounts or deposits in, or certificates of deposit of banks, savings and

loans, credit unions, or other institutions or associations. To pay all sums of money, at any

time or times, that may hereafter owing by me upon any account, bill of exchange, check,

draft, purchase, contract, note, or trade acceptance made, executed, endorsed, accepted, and







© Copyright 2012 Docstoc Inc. 3

delivered by me or for me in my name, by my Agent. To borrow from time to time such

sums of money as my Agent may deem proper and execute promissory notes, security deeds

or agreements, financing statements, or other security instruments in such form as the lender

may request and renew said notes and security instruments from time to time in whole or in

part. To have free access at any time or times to any safe deposit box or vault to which I

might have access.

6. _________ Business Operating Transactions. To conduct, engage in, and otherwise

transact the affairs of any and all lawful business ventures of whatever nature or kind that I

may now or hereafter be involved in. To organize or continue and conduct any business

which term includes, without limitation, any farming, manufacturing, service, mining,

retailing, or other type of business operation in any form, whether as a proprietorship, joint

venture, partnership, corporation, trust, or other legal entity; operate, buy, sell, expand,

contract, terminate, or liquidate any business; direct, control, supervise, manage, or

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